Commercial Insurance
Commercial coverage built around the way your business actually operates.
From a one-truck contractor to a multi-location employer, we design a commercial program with the right limits — and place hard-to-write risks that other agencies turn away.
Every business carries risk: a customer injury, a fire in the shop, a lawsuit over work performed, a data breach, an officer named personally in a claim. The right combination of policies keeps one bad day from becoming a company-ending event.
We begin with a risk evaluation of your operations, contracts and payroll, then compare commercial carriers — including specialty and excess & surplus markets for high-risk classes — to build a program at a competitive price. Insurance premium financing is available.
What we write
Commercial coverage lines
Business General Liability
Third-party injury and property damage protection for businesses of every size.
Learn moreWorkers Compensation
Required Illinois coverage for employee injuries, with competitive markets for most class codes.
Learn moreCommercial Auto
Coverage for work trucks, vans, fleets and employees who drive for the business.
Learn moreGeneral Contractor & Contractor Liability
Liability, tools, builders risk and certificates for GCs, subcontractors and trades.
Learn moreProfessional Liability (E&O)
Errors & omissions protection for consultants, agents, advisors and service professionals.
Learn moreDirectors & Officers (D&O)
Protects the personal assets of directors and officers against claims tied to their decisions.
Learn moreHigh Limit Commercial Umbrella
Excess liability limits — $5M, $10M and beyond — over your general liability, auto and employer’s liability.
Request a quoteHigh-Risk Insurance
Excess & surplus lines placements for businesses with claims history, tough class codes or prior cancellations.
Request a quoteRisk Evaluation
A structured review of your operations, contracts and exposures before we go to market.
Request a quoteNon-Profit Insurance
Liability, D&O, abuse & molestation and property programs designed for charitable organizations.
Request a quoteCommercial Aviation
Hull and liability coverage for aircraft owners, operators, FBOs and aviation businesses.
Request a quoteHow we work
Independent means we shop the market for you.
We are not owned by an insurance company. We compare the carriers we represent — standard, specialty and excess & surplus — and present options side by side so the decision is yours.
- Multiple carriers, one applicationTell us once; we take it to every market that fits.
- Plain-language reviewLimits, exclusions and endorsements explained before you sign.
- Service from the same peopleCertificates, ID cards, changes and claims handled by your agent.
Talk to an agent
Not sure which coverage you need?
Call and describe your situation — we will tell you what applies and what it is likely to cost.
(773) 778-0900Mon–Fri 8:30am–5:30pm
Request a quoteOther coverage
Let’s get started
Ready to review your commercial coverage?
Request a quote online in a few minutes, or call and talk with a licensed agent — no obligation.