Specialty Insurance
Bonds, unusual properties and the risks standard markets will not touch.
Surety bonds, vacant buildings, high-rises, festivals and parades, manufacturing plants, reinsurance placements — we have the market access to get difficult risks written.
Some risks do not fit a standard application. A vacant warehouse, a 30-storey residential tower, a weekend street festival, a manufacturer with product exposure — these need underwriters who specialise and an agency that knows how to present the risk.
We work with surety companies, excess & surplus lines carriers and specialty programs to place coverage that standard carriers decline, and we present the risk properly so it is priced fairly.
What we write
Specialty coverage lines
Bonds
Commercial, bid, performance, payment and license bonds through A-rated surety companies.
Learn moreVacant Properties
Property and liability coverage for unoccupied buildings between tenants, in renovation or awaiting sale.
Request a quoteHigh-Rises
Property, liability and umbrella programs for condominium associations and multi-storey buildings.
Request a quoteEvents
Special event liability for festivals, parades, charity galas, concerts and one-day events.
Request a quoteManufacturing & Industrial
Property, product liability, equipment breakdown and business income for manufacturers.
Request a quoteReinsurance
Facultative and treaty reinsurance placements for carriers, captives and self-insured programs.
Request a quoteHow we work
Independent means we shop the market for you.
We are not owned by an insurance company. We compare the carriers we represent — standard, specialty and excess & surplus — and present options side by side so the decision is yours.
- Multiple carriers, one applicationTell us once; we take it to every market that fits.
- Plain-language reviewLimits, exclusions and endorsements explained before you sign.
- Service from the same peopleCertificates, ID cards, changes and claims handled by your agent.
Talk to an agent
Not sure which coverage you need?
Call and describe your situation — we will tell you what applies and what it is likely to cost.
(773) 778-0900Mon–Fri 8:30am–5:30pm
Request a quoteOther coverage
Let’s get started
Ready to review your specialty coverage?
Request a quote online in a few minutes, or call and talk with a licensed agent — no obligation.